Debt And Refinancing by Sandra Pays is a great guide for those first starting out on their own, but is also helpful for those already in debt or trying to avoid future financial difficulties.
Managing your debt is important because money troubles are known to cause stress that adversely affects your health, and are also considered the top source of marital problems and even separation.
So get rid of the ball-and-chain of debt by following the step-by-step in-depth strategy given in this book.
Also discussed is the difference between good and bad debt, using credit cards, different types of loans, when to use refinancing, avoiding debt collection and more.
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